 |
 |
 |
|
| Note that in order to see and print these documents, you will need Adobe Acrobat Reader. If you don't have it, you can get it by clicking on the link below, then come back and open the application. | |
Environmental Coverages...>
Environmental Contractors, Engineers & Consultants
& Applications Anchor Bay specializes in Environmental Coverages and has direct access to most of the nation's top environmental markets. We can write most any line or class of Environmental insurance business, including: Environmental Contractors, Engineers and Consultants Coverage is available for a wide variety of classes of business, including...
Select a pollutant or polluted source from the left column and an action -- the work that the contractor does from the right column. Put them together and chances are, we write those. And that's just a small sampling. In most cases we can offer Commercial General Liability (CGL), Contractor's Pollution Liability (CPL) and Professional Liability (PL). Minimum premiums generally start at either $2,000 or $2,500, depending on the class. There are two drop downs below that offer applications. The top one does not include Transportation Pollution Liability (TPL); the bottom one does. If your client transports any hazardous materials, such as to and from a job site or to a disposal site, then use the bottom drop down to get your application.
Including Transportation Pollution Liability
Non- Environmental Contractors, Engineers and Consultants The pollution exclusion in the Commercial General applies not only to contractors doing environmental work, such as asbestos contractors. It applies to all policies and all accounts. And most contractors have environmental exposures that they never even think to insure -- like the painting contractor who allegedly failed to adequately ventilate a building thereby, resulting in a pollution claim of over $200,000 or the grading contractor who spread soil around a site to the engineers specs-- only to find out later that it was polluted. He was sued for $1 mil -- not covered by the CGL policy. For a few more examples, click here ==> Claims Examples. We have two applications below...
Fixed Site Environmental Liability Fixed site includes such things as:
Secure an application from the drop down below...
Various Other Types of Environmental Insurance There are several other products that are generally fall outside the classifications above. We have developed applications for several of them, in the drop down below. In addition to those applications, we will soon be adding Railroad Protective Pollution, Marine Pollution, Fixed Cost Remediation Coverage, Owners & Contractors Pollution and more. But I draw your particular attention to Products Pollution. When a product is defective, it may also often pollute. Environmental markets will write monoline Products Pollution and will also often write the coverage together with full Products Liability or even a full CGL policy. The cost of the monoline Products Pollution may be fairly high, but combined with Products Liability or a CGL, it may be very competitive with what the client is paying without Products Pollution. So if you didn't get
that Products driven account last year, here is your entry back into the
account this year. If you can include the Products Pollution when your
competitor hasn't, then you make take that account away this renewal.
Coming Soon -- Company Specific Applications The applications above are generic applications, designged to provide enough information that the account may meet the underwriting needs of a large number of carriers. In most cases, once we have found the best carrier for your account, you will then have to complete their application. However, if you know which carrier is probably going to write the account, it might save you some time to use that carrier's own application. In the next week
or so, we will upload as many company specific applications as we can.
Submission Requirements: In the meantime, if you need an application, and you don't find it under one of the drop down lists above, then please email your request, including the coverages needed and a description of the operation to Kim LaMont
Your broker will be... William H. (Bill) Tanner, CPCU, AU, ASLI, CISC E-Mail: btanner@surpluslines.com Phone: 360-613-5455 Ext: 202 - Cell: 360-649-8969 Please Note:
|